Hello Ruthann! I just wanted to wish you the best of luck and tell you that you have given me inspiration to fight for my surgery. I am in the same position. I have Humana of Kentucky and they have denied me. I have had one appeal and been denied that, too. I was told I get 2 appeals, so now I'm in the process of hiring an attorney for the 2nd one. Hopefully he/she can do better than I have. I was set to give up and just try to come up with the money to have Dr. Aguirre in Mexico to do my surgery, by why pay all that money if there is still a chance I can have insurance pay for it, right? Anyway, thanks for the inpiration and good luck!