Question:
Does anyone have bc\bs of virginia????

Hii, i am considering surgery, i have individual plan with bc\bs of va for the past 4 months, the policy is suppose to cover the surgery, but i didnt know if they had any if and or buts for approval, just dont want to get discouraged, any comment on this would be helpful,,,, thanks    — cbryant (posted on November 2, 2007)

November 2, 2007
Call the customer service number on your card and ask them to send you photocopies of those pages of the policy that specifically deal with this surgery. I did, after I was denied. As soon as I read the details listed, I knew why I had been denied. I also used that information to put together my second request, making sure every thing was in the same order as their check list from the policy and so I did not miss anything. 8 months out from by-pass and down 137 lbs!!!!! That 2 yrs of waiting was still the best thing I did to prepare & every pound is now worth it!!!! God Bless & Good Luck!!! Mickie
   — asinmouse

November 3, 2007
I have BC/BS of VA under my husband's policy that he's had for 30 years, and yes, they did approve and pay for it with no questions asked.
   — home_ed_mom

November 3, 2007
I have BC/BS of NJ and had to wait a year before I could have the surgery. They said that was 'cause my obesity was a pre-existing condition (DUH). Once the year was up I was approved within 10 days of resubmitting the request.
   — gretamarie

November 3, 2007
Christine, I have BC/BS of MA and I looked up the info regarding coverage online. But, the surgeon's office can also tell you if you're covered or not - they're used to dealing with this and responding to denials to help you write an appeal letter if necessary. My surgeon has a person that does this type of job, and that's all she does - maybe yours does to? Or if you haven't picked a surgeon call around and ask. Requests are free - might as well use the info! Good luck!
   — obeseforever

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