Question:
how long should i wait?

i have a new insurance policy that is just 1 month old, i know the ploicy covers weight loss surgery thats why i took it out,,, but my question is how long should i wait until i see my pcp for a referrel for weight loss surgery, being that the policy is so new... thanks for the input    — cbryant (posted on November 26, 2007)

November 26, 2007
I took out my insurance for this reason also, the very day it started, I made an appt. with the surgeon. Once you have insurance, you don't have to wait to use it, it is yours from the moment you can use it (unless there is some stipulation in your policy...check with them). Of course I had to change surgeons...not because of the insurance but I was set up for surgery 3 months later. Good luck to you and make that appointment, smile.
   — PAWLLA L.

November 26, 2007
Hi..I am a director of a small group health insurance company and a weight loss patient. As in the above answer, you can set up an appointment the day after the coverage is effective and the insurance company can't do a thing unless there is a waiting period built into your policy. Read your insurance book very thoroughly and be well informed. It helps in the process.
   — Vinca216

November 27, 2007
I am in the same situtation as you, though I have had my insurance for about four months now. The only waiting period in my policy is for pre-existing conditions, which have a wait period of one year. You have a pre-existing condition if you have seen a doctor about it previously. Otherwise, its not a pre-existing condition, even if you had it before insurance coverage started.
   — joshbearden

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