Question:
Where do I find?

I am desperate here, as my insurance company has denied! Does anyone know where I can go to purchase private insurance to obtain the surgery. I live in WV. How long would you have to wait to keep it from being pre-existing. Any advice or leads would be greatly appreciated!    — Rebecca N. (posted on May 11, 2000)


May 11, 2000
What exactly does your policy say? Have you been denied because of an exclusion? If so, tell them you want in writing exactly what the policy exclusion states. Many policies have Obesity as an exclusion but there is a difference between Obesity and Morbid Obesity! Why did they say you were denied? Have you filed an appeal? It is not uncommon for people to have to file several appeals before getting approved.
   — Deniece H.




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