Question:
I have aetna hmo insurance until the end of this month (june)

I have aetna hmo insurance until the end of this month (june) because i took a new job.....and they have cigna hmo. Problem is that i got the referral to see the surgeon in my area (Dr. Yasrebi--he is great!) from aetna, now problem is he doesnt except cigna hmo!! i can elect to take cobra and pay the 102% premium or i can start the ball rolling with cigna, which means i have to find a new surgeon all over, does anyone have any suggestions for me, preferably in the jacksonville,fl area or anyone that has faced the same thing. p.s. anyone know of an awesome surgeon in fla that takes cigna hmo?    — reneagemini (posted on June 17, 2002)

June 17, 2002
When reading your profile page it looks as if you are not yet approved for surgery but to actually meet with the surgeon. If I were you, I would find someone who takes Cinga HMO - you pay enough to have the insurance - plus we all have problems making ends meet and 300-400 extra a month is a lot. I am sure you can find a surgeon that takes CIGNA HMO. Look for someone who does - then decide. Best of luck!
   — AphY Girl

June 17, 2002
First thing. When does the insurance take effect on you r new job. If it is the usual 90 days, you need the COBRA for that 90 days. If you don't, you lose continuity of service. Which means they can have the preexisting condition clause effective. 2. Pay the cobra and go through with the appointment, and see how it goes from there. A bird in the hand theory.
   — faybay