Question:
Would I have a problem getting my insurance to approve surgery for morbid obesity?

I have this insurance and it says that they will not cover any services related to management or treatment of any overweight or obesity conditions. However, it doesn't not say anything about morbid obesity. Would I have a problem of getting this surgery approved?    — Stacy P. (posted on August 4, 1999)

August 4, 1999
What insurance co do you have? I have Pacificare of Oregon and was denied the first time, appealed and was denied a second time. Due to my weight, I had avoided doctors most of my teen life and up to about two years go. I still never really went to them unless I was very sick (yearly bronchial (sp) infection..ick). I have hitched up my pants and begun the fight again, properly this time with all the information found on this site (as well as the support!!). So, if you want the best possible chances of being accepted, go to your primary doctor, get them to refer you for as many of the tests as possible. Tell them everything about your discomforts and physical ailments... even the embarrasing ones (I get to do this on the 9th of next month..shiver) .. get the reports AND your medical records, send them in with a letter detailing your issues, your diet history, your family history and your doctors recomendation. This should give you a good whack at getting it. But dont be discouraged by a rejection, appeal .. sometimes, from what i've read around the web, they just want to make sure you are serious about NEEDING this operation and that it is not (in their words) Cosmetic. GOOD LUCK!!
   — TaraLong