Question:
I just got insurance. How long should I wait before seeking surgery approval.

I sort of fuged on my weight when I filled out the appliction and do not want to get cancelled for asking for service as soon as they sign me up.    — Lisa H. (posted on September 10, 2000)

September 11, 2000
The day my insurance started, March 1, 2000, I sent it my packet to the doctors office for wls. Thirty days later I was approved and had a surgery date. The only thing they asked me was if I had been to a doctor within the past 12 months regarding weight loss (To see if it was a pre-existing condition) I hadn't so I was approved. How much did you fudge on your weight? If it was only 10 or 20 pounds I wouldn't worry. Every insurance company is different though. Hope this helps and good luck!!
   — Deania W.

September 11, 2000
Hi Lisa, My name is Tonia. I too have just gotten insurance coverage with Aetna us healthcare and I have only been covered one week and already got a referral to see a surgeon. All I can say is try it and see. They will only tell you yes or no. Good luck!!!!!
   — Tonya B.

September 11, 2000
Hi, you're entitled to all the coverage under your policy the day it becomes effective. If you are in a state that allows companies to impose pre-existing conditions, you may have to wait, but my understanding is that few companies are imposing those limitations now. Move forward and see what happens. Keep us posted on your progress.
   — Lorri S.

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