Question:
What companies in Utah have insurance that covers the bypass?

I have IHC. They will not cover this surgery at all. My husband recently was offered UHC of Ut. After looking at this web sight I thought my prayers had been answered. Now I am understanding UHC of UT does not cover this surgery either. I am getting desperate, to the point that changing jobs might be my next step. Any experiences that Utahn's have had with companies that offer insurances that cover this surgery would greatly be appreciated. Also just so you know, if anyone has IHC it's important to call them and appeal the bypass not being covered. That is how Viagra became a covered drug. Keep in mind IHC spend millions yearly on media, advertisments, ect., to let potential members know that they practice preventative care. Makes you wonder why they are so willing to spend so much to tell you that but when you call them to ask if they will help you prevent high blood pressure, diabetes, heart attacks, strokes, sleep apnea, hip & knee replacements, pain management for back problems, ect by covering a simple procedure called the bypass. They respond with "NO". Thanks for any responses.    — Debbie B. (posted on October 26, 2002)


October 27, 2002
UHC of Utah does cover WLS. I used to work on that plan at UHC and have paid several claims for this surgery. You have to keep in mind it is the employer that is excluding the coverage not the ins company. You can not rely on calling the customer service number and getting a correct answer. Like with UHC the procedure code is set up to deny....this is because you need approval for it. The cusomer service people dont realize that.
   — RebeccaP

October 27, 2002
UHC does cover this surgery. I will be having mine on Dec 4th. I love UHC, I have never had one bad experience with them. This is the only thing I had to run by them and they approved it no questions asked. Of course, I had my documentation of my past diets. I would choose them, but that's me. Everyone I know that has it, loves it. Good Luck.
   — Maryellen C.

October 31, 2002
I have IHC and was approved for a lap-RNY. My coverage is IHC Select Med, and my benefits are paid by a company called EBMS, located in Draper, UT. IHC covered 80% of the costs, excluding the surgeon's "program" fee of $500. Please feel free to contact me via email ([email protected]) if you have any questions. Also, note that I have no co-morbidities.
   — Rebekah B.




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