Question:
Calling all Tricare Insures. PLEASE HELP
Ok everyone, wow the months have flow my hubby has lost is final pound and filled out his final paperwork and we will know our first duty station by early nov. Hubby is the best he lost wait and is going back in the army just to get the insurance for me to have surgery. Here is my question Which tricare insurance should we choose that has the better payout for the surgery. I am sure i do not want the surgery on post(army base). I have been researching this but i would just like people with the difference insurances to list copays etc they might have had to pay. You can feel free to email me at [email protected] if you would rather. Thank you for all the help. I would have to say reading everyones success stories on here is the only thing that kept me going this last 2 years. Linda — Navada L. (posted on October 14, 2005)
October 14, 2005
From my perspective, prime is your best bet. with referrals, you have NO
COPAY. That is the best. I am going to have to pay a total of 150 dollars
for "education" required by my surgeon not covered by tricare -
beyond that, i have no cost! do you have any idea where you might be going
to? where you hope to be going to? Also, depending on how quickly you
want it done, you may consider going with a base doc - sometimes a shorter
wait, and always fewer tricare hoops to jump through
— recruiterswife
October 14, 2005
as a active duty family you dont get to choose your plan, you will be
prime. but how it works will depend if you live close to the base or stay
at home. that can make a difference. you may want to consider that befor
you move with your hubby.
— walter A.
October 14, 2005
I agree with the previous poster, Tricare Prime is the best way to go. My
hubby is active duty Navy and thats what we have, there is no cost as long
as you get a referal...the only thing I have to pay is 93.00 for a
nutrition class and Tricare is going to reimburse me. Just my 2 cents :)
Elizabeth
— Sugabubie
October 15, 2005
Hello Linda,
I am happy for you and your husband. I agree that Tricare Prime is the best
option, however just a heads up. The service member is automatically
Tricare prime not the dependants. You must either mail in the enrollment
forms or go to the Tricare service center and enroll as a dependant to be
prime. Otherwise, you are Tricare Standard and can incur fees. The best
thing to do is visit the Tricare center as soon as your hubby gets you
added to DEERS and fill out your forms. You must complete them by the 20th
of the month for your Tricare prime to be effective on the first of the
next month.
Tiffany Moore
Tricare Beneficiary Services Rep
— Tiff's On a Mission
October 15, 2005
Tricare Prime is paying for everything. I will not have to pay out of
pocket. But you must enroll in prime. Like the other poster said you are on
standard untill you enroll. I am not having my surgery done on base to long
of waiting period and they only do open. So I got refered off base and it
was very easy. Good luck
— Mary T.
October 16, 2005
Tricare Prime has not given me any problems. I got my authorization in less
than a week and got approval for the surgery in less time than that.Being
as I was referred by my PCM there is no co-pay.Good luck!
— chastity allen
October 16, 2005
I use Tricare Standard and could not ask for better care. I do pay a 25%
co pay, but that is mimiumal considering that I get to pick who I want to
see, and am not assigned to only a few to chose from.
I did find that it may be difficult to find a doctor that excepts Tricare,
but I have been very fortunate that the ones that I have PCP, surgons,
specilists, are all very good and I would recommend them to anyone.
— momknowsbst
October 17, 2005
i am also a tricare prime and i have not had to pay a dime out of pocket
expens. just remeber it also depends what area you are in if there is a
wait list. i am a portsouth pt out here in va and there is a wait list and
it is a long list.
— tmalotte
October 18, 2005
I HAD MY SURGEY DONE ON POST AND THE LIST WAS NOT LONG AT ALL. I WAS
REFERED TO MY SURGEON ON 8/5/05 AND HAD MY SURGERY ON 10/03/05. I LOVE MY
DR SHE IS THE BEST. I AM NOT SURE HOW ALL POST ARE BUT BRAGG HAS IT GOING
ON!!!!!!!!!!!11
— pamela O.
October 23, 2005
i had my surgery on post and had a very pleasant stay in the hospital....i
had the most faith in my surgeons abilities..i researched her online she is
very by the book....she cares..but you are responsible for conforming to
the guidlines...i had to pay nothing and i am a spouse of an active duty
soldier....i would do it again on post...excellant care...and exellant
surgeon.
— jennifer_r
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