Increasing cardio - how to accommodate?

 thank you thank you thank you so much everyone!

Ok if I want to get this body fat accurately measured, what is it called to even start looking where to get it done? Body fat analysis??

You can use the online widget here:

http://www.fat2fitradio.com/tools/

It'll give you a general idea.  More accurate measures would be a BodPod (submerged in water) or DEXA scan.  You'd need to google to see what's in your area.

 thank you Emlar! (I'm up the road from you a bit in Aggieland!)

Another thing you can do at home is the Navy Tape-Measure method:

http://fitness.bizcalcs.com/Calculator.asp?Calc=Body-Fat-Nav y

 I am "acceptable" according to the Navy...I guess that's an NSV!

 What?? I'm Obese according to this 

Body Fat		32		%
Fat Mass		49		lbs
Lean Mass		104		lbs
Body Fat Category		Obese

 but my home scale (which I know isn't super accurate) says 28% body fat . Maybe I should take the average!