I Got some Great News Today....
I was told from day one that my insurance wasn't going to pay for my surgery. So I pulled money out of my 401 K . I have to pay it back with 9.25% interest. On Sept 18 I wet for my Pre-op appt. I noticed that my insurance paid 90% for all my test. I ask the lady who handles the insurance claims to submit my claim and we'll see what happens. I said the worst that can happen is they denie me.
I was told by my insurance I had to have taken a 12 month Dr supervied weight loss class within 24 months. They said weigh****chers and all those don't count. Plus it's been 5 years since I have been to weigh****chers. Well they send it to the insurance BSBC and they forward it to Care Wise. They need more info so my Dr sends it to them. Ok it's Friday, if I don't hear anything today they're not paying.
So I'm getting dresses getting ready to go to the credit union to make a $12,000 cashiers check for the hospital. It has to be paid today since I'm having surgery Monday. I get a phone call as I'm leaving and it's the Dr office . She said we got an answer from your insurance. Your Approved!!!!!! Oh My God!!!! I can't believe it......
I have to put my 401K money back before they change me more interest. I have to wait until after the surgery though. Thanks for letting me ramble on. I'm home alone and I wanted to tell someone.
Renee