VERBAL APPROVAL !!! VERBAL APPROVAL !!!

DebW_53
on 4/3/08 4:41 am - Montgomery, IN
Hello, one & all, Bear w/me, please, I'm still speechless!  First, DO NOT GIVE UP/IN. I had my first consult w/Dr. Margaret Inman, St. V's, Indy in July of 2005.  This was after checking in my insurance brochure, going to their website and thinking I was okay.  I want the Duodenal Switch and am having it. Passed my Psych Eval, did six months, instead of "just" three months supervised weight loss.  Was jerked around by my insurance, Mail Handlers. Finally, after being told by one of their phone personnel, do you realize how big our brochure would be if we put all our exclusions in it, after I said the Duodenal Switch wasn't shown as an exclusion; just rarely used; I realized I was in a world of hurt.  Was afraid to switch insurance companies, the term "pre-existing condition" floated around. Also, I'd talked to two nurses (?) who I had to explain what the DS.  They said we've never heard of it.  What is it? I consulted w/Gary Viscio.  I decided to retain him for my appeal process.  I sent him my entire package on July 14, 2006.  He has answered my  pitiful, demanding e-mails, talked to on the phone, shared my frustrations and kept plugging away. I can not praise Gary and his staff enough!!!  For, basically, chump change, he took on my insurance company and beat them into submission. I live approx. 130 miles south of Indy. Each consult at St. V's a major roadtrip.  Here's my success story:  I consulted w/Dr. Inman (again) November 5.  Decided to do the three month supervised weight loss w/Dr. Brooks, St. V.  First consult 12/17, second 01/21 plus my psych eval w/Dr. Stotes, third 02/18, fourth/last 03/17.  Did the Upper GI, Stress Test, Echo, Hypylori also. OKAY - DEEP BREATH!!  Dr. Brooks' office had allready sent Mail Handlers my weight loss crap.  Colleen Obrien, Dr. Inman's offic manager, got a call Fri., 03/28, wanting the rest of my stuf.f.  Faxed it to them.  Colleen had a verbal approval on 04/01/08, yeah, I know what you're thinking. I called MH yesterday, wanting a copy of my approval letter in my cynical, hot little hand, was told:  you were approved on 03/31, it hasn't been mailed yet.  My thought was yeah, that's two whole days, get w/it.  I'm waiting until Monday and will call again.  I had no idea how to appeal, deal w/my mean, stone age insurance company, Gary's my knight in shining armor, he did it for me. Bottom line, do not give in, insurance companies count on us round bottomed people doing that.
(deactivated member)
on 4/3/08 5:16 am - Terre Haute, IN
WoohOo! You go girl! Way to get approval.
eiregirl
on 4/3/08 5:26 am - Newburgh, IN
Congratulations for you!!!
Your story just gave me hope!
Colleen has sent my stuff into the insurance company, for approval!
So congratulations sweetie!
DebW_53
on 4/3/08 8:44 pm - Montgomery, IN

Do not, repeat, do not give up!! We, too, have rights.  And lefts.

 

Deb

Gail O.
on 4/3/08 9:59 am - indianapolis, IN
 YOU GO GIRL!!!!!!!!!!!!!!!!!!!! I am so happy for you  Way Too Happy Yes! You Rock Well Done   Big Hugs, Gail 

  Believe ! Each and Every Day.
301 pounds lost since RNY 10/26/06 
  
Visit me @ www.MySpace.com/gail7616
                                                            
 

LaChelle R.
on 4/3/08 10:06 am - Erie, PA
Way to NOT give up!!!  Glad to hear that you have your approval!!! Now the real fun is getting started!  hang in there!
At Goal! 165 pounds gone forever! Thank you Lord!

You only have one life to live, but if lived right, it's the only one you need!
Ellenchanged
on 4/3/08 10:39 am - Thorntown, IN
I am soooo happy for you!  I had to go thru hoops to get my approval also,but not to the degree you did. I agree, it is so worth it! hang in there, your day is coming! ((((((((((hugs))))))))))) Ellen
  (((BIG HUGS)))
   
Ellen
starting wgt. 271#/178/ goal-155#  Loving God,family,friends & life!!!
ENDURE, BELIEVE & NEVER GIVE UP! WITH GOD ON OUR SIDE, ANYTHING IS POSSIBLE!!!
wendy1976
on 4/3/08 11:18 am - Vincennes, IN
Congrats!!!



jjarrell2
on 4/4/08 2:40 am - Anderson, IN
Thats is soooooooo cool!!  Way to go.  You have to bug the insurance companies to death! Great job.
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