Denied as "Plan exception"
I was terminated on Aug 18, 06 from my employer. I am currently on COBRA. I contacted my insurance to review the "requirements". I have followed the requirements for the LapBand. On January 26, 2007, I was notified my insurance had a "plan exception" and Bariatric surgery in not covered.
It was not the insurance company itself but my previous employer who made the "plan exception". I contacted the previous employer about an over-ride or exception to this rule. The answer was a flat NO.
I am not having this surgery for fun but for health.
I (thank God) paid for the surgery myself.
I am looking for any and all recourse about my previous employer and having this right. Is it possible to have the "plan exception" overturned?
I am on schedule for February 5, LapBand.
Thank you Cecilia
CeciliaM
10cm band
10cm band