"Pre-determination Letter"
The pre-determination is usually sent in by the Surgeons office and consists of your pcp ltr, nut consult, & psych eval, and your attempts of weight loss, history, co-morbidities, etc. It will also include the CPT code (this is the code they will bill with for the type surgery you are having).
After approval & once you get your date, they will call insurance to do a Pre-Certification for your inpt stay, and confirm nothing has changed on your plan.
I work @ a hospital & used to work @ Aetna.
Good Luck on your journey.
Kerri
Thanks a lot. The lady I talked to on the phone from my ins. co. was pretty rude. I'm just starting this journey and am going to a couple informational seminars from different doctors within the next couple of weeks. I don't even have a letter from my PCP yet either, but have talked to her about it and she is very supportive. So, I feel good so far.
Thanks again