Looking for options and advice

I have Anthem Healthkeepers through my job but they do not cover any obesity surgery. I have been to a seminar and called a local surgeons office. The visit is over $230 and the surgery is quoted at $15,000. I am currently considering CareCredit, GoFundMe, a WLSFA grant, or charity care through the hospital. I do have a BMI of 65 and several Co-morbidities. Any suggestions or advice about what kind of next steps to take would be appreciated. Thank you!

Another option is possibly going to Mexico for surgery. It's typically about $5000 plus travel expenses. The only thing I would caution is that not all surgeons deal with higher bmis, so you would need to mindful of that and ask the right questions.

If you're looking for more flexible plans, don't ignore companies that specialize in lower-credit or non-traditional underwriting. I was doing some research the other day and came across Regional Acceptance https://regional-acceptance.pissedconsumer.com/customer-serv ice.html as a possibility -- not for all types of coverage, but might be worth checking their policy approach. Also make sure to list all your conditions when asking for a quote to get more accurate offers. Good luck -- it's smart to explore all your options thoroughly.