Insurance Question

I have a new insurance plan.  My company dropped their group policy and I had to go on a Wisconsin State assisted plan called HIRSP (Health Insurance Risk-Sharing Plan).  This was not a bad thing, as the other insurance I had denied me for surgery and even after three appeals!  The new insurance just says I need to have prior approval for WLS.  I am so excited....  My question is how long do you think I have to be insured with them before they would cover the surgery and how soon do you think I could ask?  I just found out yesterday that I was accepted and have a policy number.  I wanted to ask right then and there but decided to wait and ask for opinions.  If this all goes through, is there a cloud higher than Cloud 9?  I have gone through all of the pre op work once and hope the clinic will use the physc eval at least.  So I welcome any suggestions. 
Donna

As long as your new insurance has accepted you I say go for it.

Dave

If you didn't have a lapse in coverage, you shouldn't have a pre-existing condition clause to worry about.  I would call customer service and ask.  If you have your certificate of coverage it should say in there as well.

good luck!

Thanks you guys!!  I haven't had time to call yet but I'll let everyone know when I do!

Donna