MEDICAL CREDIT LENDING????

 Was diagnosed fri. with a small hernia. My theory is if I got to have surgery,  might as well have some plastics with it - right?  Problem is I dont have 13K to spare (thats my surgeons price for a 360) So question is has anyone ever used any of those "medical credit" lending places?  If so, which one & how was the interest rates, was it hard to get approved?????  Any help/advice will be greatly appreciated!  Thanks OH 

I have "care credit" and eventhough as of today my credit is good. The interest rate is kinda high when compared to my other credit cards.

 Cool, thank you for the replay...will go look on line & see what I can learn about them!  Thanks Again!