Received a $12,000+ bill for my RNY - anyone else experience this?

I just got one for 101k!!! I had a slipped lapband and revised to RNY with gallbladder removal, they're trying to say that the hospital I had it at wasn't in network.. But I had a surgery 3 weeks prior same hospital same dr and it was covered 90%. My dr office told me that I was they're way of trying to get out of paying it even though it had all fully been approved! Bunch of crock! 

Ouch!  I had a regular deductible $4k and a WTL deductible 1K.  They made me pay up front.  I hope it all works out for you.

My hospital bill was almost the same as yours. It was just under $48,000. I was pre approved by BCBS but then denied after the surgery. They said the pre approval was not a guarantee of payment. They did end up giving me the contracted amount which brought it down to $15,000 and then I made a cash deal with them for $10,000. Even though I had to pay it's still the best $10,000 I've ever spent. 

What a pain in the butt, I really hope that you are able to get it sorted out without too much more crap to deal with.

I truly think this sort of thing happens because most people will not go to the trouble of fighting it. They somehow feel they must have misunderstood, missed something, etc & will set up a payment schedule. We went through this with my dad's open heart surgery. The dr's office was furious & refused to let my dad pay. They insisted we fight it & they ultimately paid. Just a huge hassle. 

I wouldn't blindly pay a $48,000 bill. Of course I fought it. The insurance denied the appeals. I felt fortunate that I only ended up having to pay $10,000. 

Holy crap. I don't blame you for freaking out. I am waiting for a bill to come in the mail. Hope it is not $12,000! I called my insurance company to confirm the max out of pocket amount but of course I took no names so really anything can happen. Please keep us posted. Hope this all gets resolved for you.

Contact the hospital and ask for a patient advocate.

As Geek said, before you do ANYTHING else, get a written copy of your policy specifics!  If they have a limit on how much they cover for a particular item, it MUST be in the coverage document.

Another thing to look out for is the billing codes used by the hospital/doctors etc.  Sometimes these don't line up and they deny without you knowing exactly why.  This happened to me for my oldest son'es birth.  I got a bill for $130,000 - yes that is right.  Took forever to sort it out.  Record every conversation, get names and specifics.  Build your case file and fight to the end!