VSG Maintenance Group

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CC C.
on 11/3/25 9:41 am
Topic: RE: Monday, November 3, 2025

And that was the cheapest one!!!

Peps
on 11/3/25 9:37 am
Topic: RE: Monday, November 3, 2025

That health plan you picked is pricey as heck! But I can understand why you chose it. Hopefully, it will be on par with your former PPO. It sure has a cost like a PPO!

I read the article you linked in your post. Sobering yes, but also I believe the voice was biased. There was something in the tone of the writing that was off putting to me. I'm sure the retired cardiologist's perspective is based on his experience and observations, but it so differs from what I see with my own HMO which adopted a "Symptom Based Care" philosophy. In my opinion, my HMO UNDER treats.

Peps
on 11/3/25 9:36 am
Topic: RE: Monday, November 3, 2025

That health plan you picked is pricey as heck! But I can understand why you chose it. Hopefully, it will be on par with your former PPO. It sure has a cost like a PPO!

I read the article you linked in your post. Sobering yes, but also I believe the voice was biased. There was something in the tone of the writing that was off putting to me. I'm sure the retired cardiologist's perspective is based on his experience and observations, but it so differs from what I see with my own HMO which adopted a "Symptom Based Care" philosophy. In my opinion, my HMO UNDER treats.

DiamondD
on 11/3/25 9:26 am
VSG on 06/13/12
Topic: RE: Monday, November 3, 2025

Beautiful sunny day, but more drama. My Mom's cardiologist wants her to stay in the hospital and drop 15 more pounds of water (10 gone so far). She thinks my Mom will feel a lot better and if she doesn't lose some more of the fluid, she will be back to the hospital pretty quickly. Mom is pitching a fit. DB is on his way to see if he can convince her. If she's still in the hospital, I will go tomorrow. DB tried to give me some perspective, and said think of them as making decisions like drunk people do as they are both suffering from cognitive impairments now.

Off to lunch with my former coworkers soon. I'm looking forward to seeing them, and also having my own attitude adjustment, when the conversations remind me how lucky I am to be retired!

CC C.
on 11/3/25 8:03 am
Topic: RE: Monday, November 3, 2025

I picked a plan. After much reading, I can see HMOs are not quite as bad as what I remember from the early days. Many don't require referrals anymore. There are 3 insurance companies with 22 HMOs to choose from: BCBS, Cigna, and something called Imperial. I immediately dismissed the last ones as they require a referral for everything. I ended up picking a BCBS one. Just over $1251 a month and a $10,150 deductible. Awful! Imagine what that will look like in 11 years when I'm still not eligible for Medicare! I still go to my Direct primary care doctor in Flagstaff who doesn't take insurance and I pay $75 a month for access to her. So the insurance is just for God forbid I get in an accident or get a bad disease.

On that note, I found out yesterday a very good family friend (a couple of years younger than me) has breast cancer. So you never know when bad things will strike and must be prepared.

This morning I read this article and it's sobering: https://open.substack.com/pub/alexberenson/p/a-retired-docto r-explains-the-us?r=q3ibm&utm_campaign=post&utm_medium=web&s howWelcomeOnShare=false

Today I have a hair appointment and that's all. I hope you all have a good day!

Liz WantsHealthForAll
on 11/3/25 3:46 am, edited 11/3/25 3:50 am - Cape Cod, MA
VSG on 03/28/16
Topic: Monday, November 3, 2025

118.4 - the same as yesterday but not terrible. I had my current version of the hungry horrors last night and made a cottage cheese/spaghetti sauce concoction to curb it (it worked).

DH and I played golf yesterday morning. I started out terrible but then settled into doing okay. If I could just relax I would probably do better. After that we went to the Beach Club to watch the Patriots. Lots of New England people there watching so it was on 3 big screens. Very enjoyable company!

Interestingly there was a very large group of ladies I am friendly with having lunch and sitting at the beach afterwards. Nice camaraderie but I realized that they rarely do activities like that with their spouses. On the weekends their husbands golf and the ladies either golf separately or go to the beach as a group. Maybe it is those of us with more recently developed relationships who do a lot as a couple?

Today is the usual Justice walk, water aerobics, and a golf rules session at 3. So many rules that go with golf! I envision a bunch of old, retired guys with too much time on their hands coming up with them many years ago thinking it would enhance the game. They do well at these sessions showing practical examples of when they apply. But way too many of them to remember!

Have a mostly modern Monday!

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

Liz WantsHealthForAll
on 11/3/25 3:39 am - Cape Cod, MA
VSG on 03/28/16
Topic: RE: Sunday, November 2, 2025

DSD must be compensating for some loss in her life. Though it may be irritating that you likely need to put a shower head back in the bathroom (LOL that she took that too), at least you know that she values her relationship with you since she feels the need to retain whatever she can.

I am really happy to be in the warmth especially now that the rainy/muggies are mostly done for the year. Soon you will be too.

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

Liz WantsHealthForAll
on 11/3/25 3:34 am - Cape Cod, MA
VSG on 03/28/16
Topic: RE: Sunday, November 2, 2025

I'm glad you get to have some enjoyable visits with friends in the midst of the stress over your parents. As CC points out you are truly a saint.

And yes, I was always a prime candidate for osteoporosis. My mother broke her hip in her early 60's and had to use a cane the rest of her life. My grandmother broke hers in her 90's. I have been osteopenia for at least 10 years and never took any hormone supplements after I reached menopause 23 years ago.

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

Liz WantsHealthForAll
on 11/3/25 3:26 am, edited 11/2/25 7:26 pm - Cape Cod, MA
VSG on 03/28/16
Topic: RE: Sunday, November 2, 2025

It will be interesting to see how Justice does with Josie. She will be smaller than him at least at first but will naturally have that puppy energy. I predict he will be giving the "I do NOT want to play" warning growl.

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

Liz WantsHealthForAll
on 11/3/25 3:22 am - Cape Cod, MA
VSG on 03/28/16
Topic: RE: Sunday, November 2, 2025

I agree with you on the older kids still honoring Halloween! Why not hold onto those rites of childhood? And btw, have you noticed how many adults also get dressed up?

Liz 5'3" HW: 219 SW: 185 GW: 125 LW: 113 Desired maintenance range: 120-125 CW: 119ish

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