Welcome Elaine! I'm so glad that you are here with us! May God be with you on your journey through this process. Sometimes it can be long and frustrating, but it is very satisfying when you get approved, so try and hang in there! There is a wealth of information here and some very nice, blessed people, so if you have any questions, please don't hesitate to ask. Someone is bound to know the answer and help you out. If you ever want to chat, my e-mail is
[email protected]. God Bless you!