Desperate need of Advice w/ Bariatric Surgery. PLEASE HELP!

Jan 07, 2016

I am 26 years old currently reside in Cincinnati and I am in the midst of a research storm with bariatric surgery. I have decided to have it and have already met with Dr. Trace Curry, but I am "shopping around" and looking up other surgeons, as well. The battle I am having is with insurance. I am also looking for an individual plan(self insured) as my employer does not offer benefits. Everywhere I have looked, both Anthem BCBS and Humana claim to cover weight loss surgery. Yet, when I speak with a rep, I am told no. One person I spoke with at Humana said they do cover it, if it is medically necessary. Of course our call got disconnected. I called back and spoke to 3 others, 2 of which could not give me and answer and the last one having to jump through hoops to get me an answer. I spent 3 hours on the phone last night, and that was just last night.

I am self sufficiant, therefore don't have the money to pay out of pocket upfront, and would most likely take me 5-10 years to pay off, even though I am starting to lean toward this option. Is there anyone out there who can lend me some advice, help and/or guidance? I am beside myself and not sure what to do from here.

I never knew it would be so tough to regain my health and my life.

0 Comments