Question:
Has anyone had experience with not being able to qualify for life insurance pre-op

I wondered if anyone had the experience of being denied life insurance due to obesity, and then post-op being able to qualify? How long post-op did you wait before reapplying, and did the fact that you have had this surgery cause an increase in your premiums or cause a "rider" to be attached to your policy relating to WLS? Also, if you have life insurance post-op, which insurers are good to work with? Thanks in advance.    — crawford1213 (posted on May 16, 2002)

May 18, 2002
Hello, I tried to get life ins. pre op years before, and was denied due to obesity, I wrote a letter to the company and finally got to get life ins. policy but at a higher rate. I havent ask about getting it lower because ive lost the wieght Im afraid they might cancell it or something. I use Farm Bureau of Georgia. Good Luck Peggy
   — Peggy G.

January 2, 2003
I was repeatedly denied Life insurance becaus eof my "morbid Obesity", however I checked in to Lincoln benefit mutual and they offered me a policy and when I lose the weight they will lower my premiums. Check it out.
   — Donna R.