thanks paul... i've been a few times now, but you think i could remember the 2nd or 3rd week of the month...lol

see you there

linda

oh, thanks so much. Every bit helps so much. =]

when is the next meeting at rwmc??

I hope you do not take me as being Debbie Downer, but I used to be in underwriting at a major insurance company, and if there's an exclusion, it doesn't matter how many letters you have, you won't be covered under that policy.
You could have lung cancer & if the company says "we will not cover lung cancer treatments" then you wouldn't be covered for that either.
The policy can be changed, it has to be done so by your employer, and usually only at Open Enrollment, when changes to the policy are made on an annual basis.
Your company would have signed off on the recommendations made by UHC based on how much they wanted to pay per employee, or as a whole for the policy. Certain companies exclude coverage for certain conditions as a cost-saving measure. Believe me, as much as you want to blame UHC as the big bad insurance company, ultimately it was your company that decided not to cover the procedure.

25K OMG!! I will not be getting that done!!  

I want a TT and breast lift/possible augmentation... I found a DR recommended by my PCP - Lori Polacek... I need to make an appointment to see if there is anyway I can swing the costs!