CMS has released a memo regarding Medicare's decision for coverage of VSG.  They will not include it in the NCD (National Coverage Determination), rather they will leave it up to the MACs (Medicare Administrative Contractor), which varies from state to state.  If you don't know which contracter you are under for Medicare, you can find out from the CMS web site by searching the local coverage documents, or I found a convenient directory on a clinic's web site, which I hope they won't mind me linking.

I don't know how wide-spread this is, but one particular hospital in my town uses a different MAC from the one that administers my state, so if you find your state's MAC now covers the VSG, it may be important to make sure your local clinic also performs it for Medicare patients.  I attempted to see if VSG is now covered in my area, but I saw that the local coverage documents had not been updated since 2010, so I imagine it will take a little while for the MACs to make their own determinations about the VSG and update their coverage.  If this is confusing information, I would be glad to answer questions to the best of my ability regarding MACs, CMS, etc.  I've been a medical biller in the past, and have done a fair share of my own research for bariatric surgery.

Here is the an excerpt from the Memo:

IX. Conclusion

The available evidence does not clearly and broadly distinguish the patients who will experience an improved outcome from those who will derive harm such as postoperative complications or adverse effects from LSG. However, taking into consideration the seriousness of obesity, the possibility of benefit in highly selected patients in qualified centers, we believe that local Medicare contractor determination on a case-by-case basis balances these considerations in the interests of our beneficiaries.  Our local contractors are in a better position to consider characteristics of individual beneficiaries and the performance of eligible bariatric centers within their jurisdictions. Therefore, Medicare Administrative Contractors acting within their respective jurisdictions will make an initial determination of coverage under section 1862(a)(1)(A) and we are not making a national coverage determination under section 1869(F).

Medicare Administrative Contractors acting within their respective jurisdictions may determine coverage of stand-alone laparoscopic sleeve gastrectomy (LSG) for the treatment of co-morbid conditions related to obesity in Medicare beneficiaries only when all of the following conditions A-C are satisfied.

1. The beneficiary has a body-mass index (BMI) ≥ 35 kg/m²,



2. The beneficiary has at least one co-morbidity related to obesity, and



3. The beneficiary has been previously unsuccessful with medical treatment for obesity.

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This is progress!

Well I've already started the process of telling the doctor what I wanted and doing the supervised diet. I just don't want to get disqualified from receiving PCIP insurance because I've already started the process when I'm not supposed to have any "credible" health insurance for 6 months. 

I am new to to this website and I am in the process of trying to get insured for the VSG.  I was looking into applying for the pre existing condition insurance through the government, but the only thing is that they want me to have no "credible" insurance for 6 months. I have already started my 6 month supervised diet a couple of months ago in anticipation of getting the surgery. My question is, if when I get approved for the PCIP insurance and submit my previous supervised diet, will they not except it due to the fact that I am not supposed to have been insured within the last six months? Or should I just start my six months of supervised diet under PCIP once I am covered? Thanks in advance. 

There is no need to pay $20k+ to get WLS. Head just over the border to Mexico and get it done for $5-8k. There are seversal veteran Bariatric surgeons to choose from who cater to U.S. clients. Virtually every surgeon you will run across offering WLS has tons of feedback on them that you can find with simple google searches.

If you are dead set against going to Mexico, shop around. I've seen WLS offered at various places throughout the Unitied States for as little as 10k.

Reading back through some old posts... check this out for you... especially since you have already been declined by Humana...
https://www.pcip.gov/StatePlans.html


OH just reread... have to not have had insurance for 6 months prior to getting this. Does the school have a policy that you can get? Otherwise, the only option will be cobra unless your husband can get insurance through his work and if it is a group policy they do not look at pre exisiting, only the individual policies do that.