Recent Posts

bearomar04
on 4/3/12 1:39 pm
Topic: RE: BCBS Healthselect State of Texas employees
Hey guys great news I finished my 12 months and  turned in the required information to the speciaist on January 16, 2012.  On  Feb 13th had to re-submit weight history for 2008.  For some reason they did not get it.    On March 7th I called BCBS for a status report and there was still a question regrarding what was re-submitted, so I contacted the PCP and got a copy of one of my visit in 2008 and faxed it to BCBS.  Called  BCBS on March 26, 2012  and the guy on the other end said "APPROVED' for ghe gastric bypass surgery.  :)    The happiest thing I have heard in a long time.  By the time I got home that day the approval letter was in the mail.  Let me tell you have been trying to get this procedure done for maybe nine years.  Yes,  they do approve you and  all I can say is have all your ducks in a row.  Now I pray the other tests leading the surgery are ok.

 Good Luck in your journey.
cjcsoon2brn
on 4/2/12 4:09 pm
RNY on 04/09/12
Topic: Insurance Approval: Tufts Medical Center -- BCBS
I'm really nervous because I'm supposed to have surgery in 1 week and when I called the insurance company (BCBS) today they said that they have no record of a pre-approval request from my surgeons office. I have called the coordinator that works for my surgeon at Tufts Medical Center and she said to just assume its covered unless they tell me differently but that makes me really nervous because the insurance company still doesn't have any record of this and they said that any requests for pre-approval require 2 weeks to process. I know I'm probably getting worried for nothing but I really wish I knew one way or another so I could make the next move. Anyone else still not have approval at 1 week before your surgery date?

Thanks,
Chris

fit2lose
on 4/2/12 1:48 am - MN
VSG on 05/07/12
Topic: RE: Deeply depressed
I have learned the hard way that the 6 month diet isnt really an attempt to lose weight, it is a chance to start making those life altering changes you need to be successful.  The place I am going through for my surgery was shocked that over the 6 months my primary doctor and I didnt use the time to its fullest.  We were focused on small steps and the other place normally takes big steps.  Stop smoking, stop drinking, exercise regularly, start counting your carbs, take a daily vitamin that is worth taking, stop drinking at meals, start chewing 50 times per bite... things like that are what they had in mind.  At least we got the excercise and carb counting parts down.  If you lose weight, great, but as long as your making the life changes you need you are doing wonderful.  Of course the insurance wants to see exercise and food goals, current weight, and anything else your doctor wants to note for each visit.  For the insurance companies it really is just a way to weed out those who are not fully committed.
callyphy
on 4/1/12 12:35 pm - ansted, WV
Topic: RE: New Requirements for BCBS ?
i am from wv. and i was told the same thing.what ins do u have?i have medicare.
(deactivated member)
on 4/1/12 7:47 am - Mexico
Topic: RE: BCBS 24 visits....so discouraging
On March 19, 2012 at 7:53 AM Pacific Time, kiki2cool wrote:
Hi Lori,

Yes my BMI is well over 40, 59 to be exact.  Fortunately I don't have sleep apnea or diabetes, but I do have a little high blood pressure.  So far I was told that we can appeal, so that's what my regular doc and I are doing.  So far I haven't heard anything back yet.  But I am working on it.  I am glad to here that yours went through, I too am a young woman (36) and this just sucks so bad.  

Congrats to you, I hope that some of your good fortune rubs off on me.
 
If you are going to appeal it be sure to include the ASMBS study showing that these 6+ month pre op diets are of no use.  You can find it at the ASMBS website.
(deactivated member)
on 4/1/12 7:44 am - Mexico
Topic: RE: AFLAC
On March 17, 2012 at 2:39 PM Pacific Time, Tea wrote:
Does anyone have Aflac?? I was told to get it for help when im in the hospital and recovery time for help with finances. Has anyone claimed for that with them?

When I have my surgery in July I wont have enough time on the books to to get paid, so I was just going to eat the pay loss, however my friend at work told me to look at buying aflac insurance for that.

Any info would help.

thanks

TEA

Depending on your job you are likely only to be out for a max of two weeks.   I went to back the day after I got home from the hospital.  So I went to work 5 days post op.

It really depends on what type of job you have.  If you do something like construction work or a laborer then longer, if you have a sit down job a week or two is all you will need.


(deactivated member)
on 4/1/12 7:37 am - Mexico
Topic: RE: Tricare Reserve select
On March 29, 2012 at 5:47 AM Pacific Time, javoanta2 wrote:
 My Doctor sent ina request for revision surgery which was denied due to not meeting requirements. I'm 5'2' and weigh 185 which puts my bmi at 33.8 but Tricare says it has to be 35.I have highbood pressure and im taking too pills,and I take byetta shots twice a day along with metformin 4 pills a day. They said I can appeal because they say my bmi is 31.89...UGGGG!!!!Help please
 
Sadly, they do have the right to deny you, you don't meet their requirements.  You can try to appeal and your FINAL appeal would be a peer to peer.  Don't do it without exhausting your other appeals because they will deny you if you go right to the ins co medical director without going through their stupid process.

Or, self pay.

Usually ins co's require a BMI of 40 without comorbids but with comorbids they will accept a BMI of 35.


AzWis
on 3/29/12 5:52 pm - Eau Claire, WI
Topic: RE: Medicare coverage for VSG is currently under review
Wow, Greg, that news is a real blow to the solar plexus!  I am so disappointed!  Based on their plan, it will likely be 4-5 years before this will be reconsidered, given that the clinical studies will need to include three-year outcomes.  The lag time from now until the clinical studies are even designed and started ... and the time after the studies arefinished to compile the results ... may probably mean even longer than 5 years before the issue is revisited.  Until then, our only option other than self-pay is getting into a clinical study.  I am also going to try to get into a clinical study.  I am so shocked ... and saddened ... that this turned out to be the only feasible route!  So many people are being harmed by this decision, but I do understand why CMS made the decision in light of the lack of adequate available data.

Greg_P
on 3/29/12 2:34 pm, edited 3/29/12 3:50 pm - MN
Topic: RE: Medicare coverage for VSG is currently under review
The memo has been issued!

www.cms.gov/medicare-coverage-database/details/nca-proposed- decision-memo.aspx

Unfortunatley, and to my great dissapointment CMS has purposed NOT covering the VSG at this time. However, they say they will cover it (ie pay) under a clinical study provided all the required guidelines are met.

Just fired off a email to my hostipitals Bariatric director to see if they meet all the requirements and are willing to participate in the clinical study for qualified patients. Im hoping they will answer under the pretence that the Memo carries over as is to the final decision and not blow me off with something like "ask us again when the final decison is given"
imlivingformeandmy2
on 3/29/12 2:29 pm
Topic: RE: paramount advantage
What insurance plan did you have was 90/10 or 80/20

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