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Cards44
on 11/10/11 2:10 am - IL
VSG on 07/24/12
Topic: Horizon BCBS NJ

Hi guys

I am trying this again.  I originally tried for the Gastric bypass back in 2008/2009 but was denied due to lack of 6 month diet.  My doctor upto yesterday did not want anything to do with this.

Yesterday I went to my new doctor and she recommended  the Gastric before I could even ask.  She said that she was going to refer me to the hospitlal/program where they perform these procedures to get started getting ready. She asked if I had tried this before and I told her I was denied based on diet.   She seems to think they can get this done and soon.  

My question is it has been a couple of years since I have tried for approval and Horizon was pretty tough at that time.  Has the rules changed since then.  I had a case manager for Horizon tell me a earlier in the year tell me that she thought she could help me get approved but I needed to get well with my legs first.  I tried to call her back about a month later and she is no longer with Horizon. 

Just wondering if anything has changed.

 

Thanks for your help

Bob

 

 

 

    
Vanessa A.
on 11/10/11 12:55 am - FL
Topic: RE: Nan 2008 and other aetna Vets
so it doesn't matter what day i see the nutritionist ???

God grant me with the serenity to accept the things i cannot change ;  Courage to change the things that i can ;  and the wisdom to know the difference!!!
    

Nan2008
on 11/10/11 12:32 am - Midland, MI
Topic: RE: Nan 2008 and other aetna Vets
That is 92 days from start to finish so you should be good!!  Keep me posted on what you hear about your approval!!

Nan

HW 300
/ SW 280 / CW 138 /
GW 140
Hit Goal 4/2/2010

        
Vanessa A.
on 11/10/11 12:11 am - FL
Topic: RE: Nan 2008 and other aetna Vets
actually the other visits where sep 6, oct 4th , pre op nov 3rd .

God grant me with the serenity to accept the things i cannot change ;  Courage to change the things that i can ;  and the wisdom to know the difference!!!
    

Vanessa A.
on 11/10/11 12:08 am - FL
Topic: RE: Nan 2008 and other aetna Vets

My first visit with the physician was i believe august 3rd  i dont have all the other dates available right now, but my pre op was nov 3rd .

God grant me with the serenity to accept the things i cannot change ;  Courage to change the things that i can ;  and the wisdom to know the difference!!!
    

Nan2008
on 11/9/11 11:09 pm - Midland, MI
Topic: RE: Nan 2008 and other aetna Vets
When did you see your physician....basically you started your program on August 27th (if your physician's visit was around that time also).  the 3 month MD program has to be over the course of at least 90 days so if you started with your physician on Aug 27th your last appointment would have to b3 on Nov 25th or after.  Make sure you have one more appointment scheduled for around November 25th becasue you don't want to get denied and then NOT have that appointment and have to start all over!!

When did you see your physician (dates)??

Nan

HW 300
/ SW 280 / CW 138 /
GW 140
Hit Goal 4/2/2010

        
Vanessa A.
on 11/9/11 11:03 pm - FL
Topic: RE: Nan 2008 and other aetna Vets

Thanks for the reply,  well i know for sure i did not see the NUT 4 times on my 3 month MD diet. they scheduled everything for me and so i figured when i was done with their appointments i would be ok.  well i guess the NUT missed one appointment so i saw her august 27, sept 28, october 28th and  Nov 3rd.  at this point im sure im going to get denied, but i wanted to give it a try and see if tere would be any possibility for me to keep my surgery date of Nov 21st being that my mom already has the week off.

God grant me with the serenity to accept the things i cannot change ;  Courage to change the things that i can ;  and the wisdom to know the difference!!!
    

Nan2008
on 11/9/11 10:46 pm - Midland, MI
Topic: RE: Nan 2008 and other aetna Vets
Hi Vanessa!

I will be glad to help you.  I will PM you.  I do know this, your appointments need to be at least 90 days from start to finish if you did the 3 MONTH multidisciplinary program.  Did you do the 3 month MD program?? Or the 6 month physician supervised?? 

If you can give me a little detail about when you went (dates of each of your appts) I will be able to help determine whether they will deny or not. 

And yes, if you get denied, there is a time frame for submitting the appeal and I will be glad to help you with that also.  I had suregery in March of 2009 and all three of my kids had surgery in 2010.  We all have Aetna insurance.  Two of us were denied at first and two got approved right away.  Three of us did the 3 month MD program and my one son did the 6 month physician supervised diet, but he also did see the dietician a few times.

I filed the appeals myself on the two of us that were denied so I do have experience with that to help you if you if you do get denied.

Nan

Nan

HW 300
/ SW 280 / CW 138 /
GW 140
Hit Goal 4/2/2010

        
littlekaty
on 11/9/11 1:45 am, edited 11/9/11 1:55 am - Tacoma, WA
VSG on 06/03/19
Topic: Cigna questions
I've now been at my employer for a year which means in January my medical benefits will start. I am enrolling in a Cigna plan which my employers policy states that weight loss surgery is excluded unless deemed medically necessary with a BMI of over 40 (which I have), 6 months of an approved nonsurgical weight loss program, two years of medically documented obesity (my doctor has my pregnancy records from 2 years ago for my 20 month old son where my weight was obviously obese) and some other kind of unspecifed criteria determined by the plan administrator (no clue what that means).

What is a 6 month approved non surgical weight loss program that Cigna will approve?  If you lose any weight during that time do they deny you?  Reading on here it sounds like they do everything they can to deny you.  I am just scared right now. I've done everything I can to lose weight and I'm at the beginning of researching surgery and it is overwhelming

I've read some pretty negative things about Cigna here but the only other plan my employer offers is a Aetna plan that flat out excludes surgery with no medical exceptions

princess2131
on 11/9/11 12:06 am - champaign, IL
Topic: please help me with insurance appeal letter
I was denied revision for surgery lap band to vsg.... my insurance need a copy of exercise log and food log also a note from my dietitian. I am having hard time to figure out how to put this together....can someone who have a letter of appeal send me there copy or draft please and advise me what to do to win this I am also a type 2 diabetic with high blood pressure
any help will be appreciated
thanks
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