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Topic: RE: Blessing from Voc Rehab!
I had No Insurance, My surgeon referred me to them. I called filled out the paper work. I did before hand go get copy's of medical records that showed any co morbidities, degenative joint disease. If you have high blood presser or diabetes any thing that looks bad in your medical will help. I had a job so it might be easier for you being on disability. My doctor felt the surgery would help all my other medical problems. It have greatly improved my life. I still have a long way to go but so thankful for what was given to me! Feel free to contact me if I can help. I had never heard of voc rheb before my Dr. told me about them, They paid for the surgery the Meds, and my appts. for one year with the wl surgen.
Heidi
Topic: RE: Blessing from Voc Rehab!
Could you tell me a bit about what you had to do to get Voc Rehab to pay for your surgery? I've never heard of them doing something like that (I know they will pay for schooling and training and stuff so you can get back into the workforce). My private insurance does not cover WLS. I have Medicare due to disablity (not weight related, but could probably qualify for it due to medical issues caused by my weight).
We pretty much live paycheck to paycheck, so not even sure if surgery is an option at all. My primary care doctor feels it would help me eleviate so many of my medical problems if I had it.
Just not sure where I'm going to find the money to do it!
Thanks,
SHelly
We pretty much live paycheck to paycheck, so not even sure if surgery is an option at all. My primary care doctor feels it would help me eleviate so many of my medical problems if I had it.
Just not sure where I'm going to find the money to do it!
Thanks,
SHelly
Topic: RE: Self Pay?
Since hardly anyone checks out this board you may get a faster answer asking on the board for what surgery your interested in. Just a FYI.
Proud army wife and mom of 2 ♥ 
Topic: RE: United health care choice plus???
From what I understand, and I am not an expert, it isn't UHC as much as it is your employer. If your employer chooses a policy with WLS coverage, then it is covered as long as you meet their requirements. My husband works for a company that chose a UHC policy that included WLS. The conditions I have to meet are a BMI of 40 or over, or a BMI 35-39 with at least one co-morbidity...High Cholesterol, Sleep Apnea, High Blood Pressure...etc. I have a BMI of 40.1 with Diabetes type 2, andHigh Blood Pressure. So I meet their requirements. If your friend has a husband, have him check his insurance policy, or have her talk to her HR department and see if they have any intentions of maybe changing policies some time soon. Best of luck to her.
When push comes to shove....shove hard!
Never regret anything, because at one time it was exactly what you wanted.
Never regret anything, because at one time it was exactly what you wanted.
(deactivated member)
on 6/17/11 8:50 am - east falmouth, MA
on 6/17/11 8:50 am - east falmouth, MA
Topic: RE: Fed BCBS
I had a very easy time getting Blue cross to approve... My bmi was 43 ... don't worry yet!
Topic: RE: Insurance Denied Me!!! Please help with any suggestions!!!
Call your insurance company daily, ask what else is needed, keep on your surgeon office to appeal and resubmit. PERSISTANCE gets the job done and alot of it comes from the patient. I kept getting the same runaround and called and would get 2-3 different answers in the same day. I think they finally knew I was serious and was not giving up and finally approved me and now I am 5 weeks out and it was worth every phone call. Good luck.
Topic: XP: Pre-existing Condition Insurance Program (PCIP)
I saw this and thought about those who are struggling to get their after care who are uninsured. For those that are pre-op I couldn't find the benefits so I don't know if it covers WLS. You have to have a pre-existing condition or been denied because of a medical condition (hello- obesity!) and have been without health insurance for 6 months. HTH
Typically, the people who are eligible are under age 65 and have no employer group health insurance. They have too mu*****ome to qualify for Medicaid and are not yet eligible for Medicare. And, they have not been able to buy an individual health insurance policy because of a health condition.
To be eligible, a person must:
- Be a US citizen or legal resident;
- Have been without health insurance for at least six (6) months; and
- Have a pre-existing condition or have been denied health coverage because of a health condition.
If you want to know more about the specific plans in a State, visit www.pcip.gov or call toll-free 1-866-717-5826 (TTY 1-866-561-1604).
Thank you for helping us spread the word about this new insurance plan.
Are you uninsured? Do you have a medical condition? If so, you may be eligible for the new Pre-existing Condition Insurance Plan. Call toll-free (866) 717-5826, TTY (866) 561-1604 or visit www.pcip.gov and click on “Find Your State" to learn more.
-Band to DS revision on 06/21/2011!
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