Recent Posts
Topic: RE: Insurance????
Hey, not sure what state you are in, but try BCBS. I am in NC and I called BCBSofNC and talked to a rep and the cover it. I also checked their website. I have CIGNA thru my hubsband's job but BCBS had plans that may work. Good Luck
Topic: RE: Still waiting for approval for surg, but BCBSNC has paid for all testing
Good luck! All will work out.
Topic: RE: Financing?
Hey, I am not paying out of pocket but have you tried appyling for a personal loan with a bank or lending company (Citifinancial or a small town lender,)? If all else fails that may be an avenue to try. Good luck!
Topic: RE: getting new insurance -best one for someone who is obese? (not seeking WLS at this time)
Hi Nia,
There are options, but unfortunately most of them don't include traditional major medical coverage. There are a ton of variables involved in deciding what's available for you, including height, weight, bmi, other medical issues, etc. if you don't have a group health plan available through an employer.
Your best option is to find an agent that specializes in health coverage and carries a broad range of companies and do a complete review of your history and needs, as well as the coverage availability in Arizona. I have a number of resources available and would love to be able to help you find an appropriate plan. Feel free to contact me and I can either help you personally, or I can find you an agent locally that specializes in this area.
You may contact me by email at [email protected] or by skype, Myrl Lawrence.
Good luck in your search,
Myrlio in Arkansas
PS. I am also writing an article for examiner.com on exactly this subject and would love to have you respond to it. The subject title is, "A personal invitation survey". Thanks in advance.
There are options, but unfortunately most of them don't include traditional major medical coverage. There are a ton of variables involved in deciding what's available for you, including height, weight, bmi, other medical issues, etc. if you don't have a group health plan available through an employer.
Your best option is to find an agent that specializes in health coverage and carries a broad range of companies and do a complete review of your history and needs, as well as the coverage availability in Arizona. I have a number of resources available and would love to be able to help you find an appropriate plan. Feel free to contact me and I can either help you personally, or I can find you an agent locally that specializes in this area.
You may contact me by email at [email protected] or by skype, Myrl Lawrence.
Good luck in your search,
Myrlio in Arkansas
PS. I am also writing an article for examiner.com on exactly this subject and would love to have you respond to it. The subject title is, "A personal invitation survey". Thanks in advance.
Topic: RE: The Sleeve and Medicare
<----The friend lol
That really does suck about Medicare, I don't understand why they won't cover it. **sigh**
That really does suck about Medicare, I don't understand why they won't cover it. **sigh**
Topic: RE: The Sleeve and Medicare
Well spoke with medicare today and they don't cover it. I am concerned because one of my medicaitons for another disorder cannot be dropped and there is an issue if the absorbtion time is altered. Waiting to speak with a specialist and hopefully will have more answers. But it looks like I will have to see about self-paying. Not worth the risks of messing with my medication. Tell your friend good luck and i wish her the best!
Topic: RE: Insurance denial reasons? BCBS of FL in particular.
Hi Ginger!!
Sorry to hear that you too were denied by BC?BS of FL. I have that insurance also. Here's what I learned, and maybe you already know this, but...each policy is written differently. Mine for example is employer driven which means my employer picks and chooses what she feels we as her employees will need. Unfortunately for me she does not believe in any sort of bariatric surgery and therefore covers NOTHING. I couldn't even appeal it. I did call BC/BS's 800 # on the back of my card and worked with a wonderful rep who did everything she could to push my request through. Sadly, it all came back to the choices my employer made. My overall experience with BC/BS was surprisingly nice, they went above and beyond to help me.
Hope this helps.
Stacy
Sorry to hear that you too were denied by BC?BS of FL. I have that insurance also. Here's what I learned, and maybe you already know this, but...each policy is written differently. Mine for example is employer driven which means my employer picks and chooses what she feels we as her employees will need. Unfortunately for me she does not believe in any sort of bariatric surgery and therefore covers NOTHING. I couldn't even appeal it. I did call BC/BS's 800 # on the back of my card and worked with a wonderful rep who did everything she could to push my request through. Sadly, it all came back to the choices my employer made. My overall experience with BC/BS was surprisingly nice, they went above and beyond to help me.
Hope this helps.
Stacy
Topic: Financing?
Has anyone who has had WLS financed their surgery? Since my insurance does not cover any WLS whatsoever, my Lap Band surgery is looking pretty dismal at this point. Since I don't have a spare 18 k laying around I have no idea how I'm going to pay for this. My surgeon of choice does not offer any financing and requires everything upfront. There is another doctor in town that does do WLS, however from what my research tells me, he's not fit to carve a Thanksgiving turkey. Has anyone out there financed their surgery?
Topic: RE: UHC "Failed Weight Loss Attempt"
I am also trying to hold at a 40 BMI because I don't want to go lower (fear they will deny surgery below 40) BUT the mandatory 6 months weight loss program is confusing. If I lose weight, they will deny me...if I don't lose weight...they might deny based on the fact that I didn't lose weight on the program.
Topic: RE: UHC and support group requirement
I live in GA and have UHC, too. UHC sent a list of acceptable support groups to me, so I have it in writing that the one I chose is acceptable. The person who signs my support group attendance is not a medical professional, but they said that they had that person's name as the contact person for the group. A medical professional presents at each support group meeting.
If I were you, I would start attending a support group that is acceptable while you are waiting on the approval/appeal process. Just in case.....
BTW - what kind of support group were you attending?
If I were you, I would start attending a support group that is acceptable while you are waiting on the approval/appeal process. Just in case.....
BTW - what kind of support group were you attending?
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My insurance will not pay for my excess skin that hang down to my knees
Hockeymom87 · 0 replies · 731 views
Hockeymom87 · 0 replies · 731 views
