How much does the loose skin actually weigh?

You'll have to have some medical documentation for OHIP to consider covering it (i.e. rashes, infections all documented and seen by the doctor).

i have always had problems with rashes under my overhang

Canestin cream helps the rashes.

With a panni they don't move the belly button so if it's sitting near your pubic bone like mine was, that is where it would be left.  A panni wasn't enough for me so I paid for a TT.

well i likely could never afford a TT , happy for you though

to bad they wont start at the top of the head and just keep lifting everything ,,chin , boobs , tummy and all ,lol mind you all the lifting i need at my age i might end up with a goatee lmao ,,sorry sick humour