Sunday, July 6, 2025

We made it to MI and are settled. Kirby is in doggy heaven and is being such a good boy so far. It was roasting and humid yesterday and cold and rainy today. Maybe a happy medium would be good!

I would happily sign up for Medicare if it was time. My health insurance is ridiculous, not being eligible for Cobra or a former employer plan. My insurance is terrible and incredibly expensive. I shudder to think what it will increase to over the next 12 years!

Speaking of insurance, I got my renewal for my personal umbrella policy. It went up a whopping 118% for next year. That's insane. I raised my policy limit after friends of ours got sued for $3 million when a woman chased her loose dog onto their property at their beach house and got bitten by their golden retriever when the woman put her arm between the two dogs. It's a scenario that could easily happen here in MI and even if Kirby is sweet, someone sticking their arm in the path of his mouth if he was run at by a strange dog could be accidentally bitten. And people suck and are litigious. State Farm is raising all their umbrella policy rates astronomically to "stay viable". Grrr.

I think that's all I know right now. Off to sleep in the cool air with all the windows open. What a treat!

Welcome back to Michigan!

Wow about Umbrella rates! They used to be fairly inexpensive. But it makes sense with everyone ready to sue at the drop of a hat.