Melissa D.
Insurance uuugh!
Jun 01, 2009
Well Renee called my back the next day,May29th, and said my medicaid didnt go thru I explained how I got a letter in April saying I didnt file a renewal way back in Sept!! after talking for a minute and telling her I would rather move forward with just my Medicare and pay the 20% they dont cover..We knew back in Oct of last year when I was seeing that "other" Dr. that I met Medicares criteria without any problems. she said if I reapplied for medicaid we could file as soon as it was back in effect which takes about 45 days, No way do I want to wait that long Dr Huse is already scheduling surgeries into July and August If I wait for medicaid I'll already be well into the fall semester at school and cant afford to be missing 1-2 wks of class room and thats pushing it to be able to get back to school that fast post-op. So I finally conviced her to just go forward with Medicare only. In the fall (Aug) I will get a pell grant and a stanford loan for school but I only have to buy books out of it so i should be able to make a good size dent in that percentage I have to pay. From reading other members posts seems like I have to pay the deductable which is under a $1000 then sign a agreement with the hospital to make monthly payments to have balance paid off in 12 months or less It was like 3-5 yrs ago so maybe its changed I know the deductables have went up. I wish more people would post on the insurance page almost ALL of those posts are 2001-2003....6 years old!!! come on guys us newbies need some input! anyway I told Renee we would go that way and god forbid if I cant get arrangments made or come up with enough money for the down payment THEN I will reapply for medicaid( I know I'll get it cause of disability) wait for it to take affect and submit for approval then..But please keep your fingers crossed for me that we can go forward with just Medicare I dont care about paying $3000-5000 out of pocket to get this done sooner just wish it was over already!!
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About Me
Jeffersonville, IN
Location
30.0
BMI
Surgery
08/14/2009
Surgery Date
Sep 21, 2008
Member Since
