Cigna health insurance
I have Cigna and I have to have:
the 6mo diet history and
tried pharmaceutical intervention
and the last five years of doctor visit history of weight and height.
I finish my 6 month in June-- so I will tell you how the approval goes.
On my avatar it says my surgery is 8/8 but to change to my DS surgeon I had to choose a date.- So I picked one that might be a reality.
the 6mo diet history and
tried pharmaceutical intervention
and the last five years of doctor visit history of weight and height.
I finish my 6 month in June-- so I will tell you how the approval goes.
On my avatar it says my surgery is 8/8 but to change to my DS surgeon I had to choose a date.- So I picked one that might be a reality.
I also have Cigna....depends on your plan what you're regime will be. My company (plan) required 6 mo's of supervised dr visits, nutritional counseling, and a regime of other things...but it's something that I was very serious about and didn't mind shooting through all the paper work, doctor visits..it's worth it in the end. Just be sure to find out what your out of pocket expenses and deductible is, and go for it. Best decision I ever made. Once my DS surgeon submitted the paper work, I was approved in 3 days!
I also have Cigna, and once I had all the requirements done, they were very quick getting the approval sent.
Every employers policy maybe different, so make sure to find out what your policies requirements are. I had to do a 6 month medically supervised diet, psych eval, dietician appt., plus they wanted 5 years of medical records showing that I had been obese that whole time. Make sure to get it in writing though, or have your surgeons office find out. Over the phone someone from Cigna told me that I had to have a bmi over 50. (That really wasn't a problem anyway, unfortunatetly).
Also, Cigna did not approve that my gallbladder come out, or that they do a liver biopsy during my DS (or with any wls the letter said).
They were very fast at sending responses back out. Usually within a day or two after the surgeons office faxed them what they needed.
Good Luck!
Lisa
Every employers policy maybe different, so make sure to find out what your policies requirements are. I had to do a 6 month medically supervised diet, psych eval, dietician appt., plus they wanted 5 years of medical records showing that I had been obese that whole time. Make sure to get it in writing though, or have your surgeons office find out. Over the phone someone from Cigna told me that I had to have a bmi over 50. (That really wasn't a problem anyway, unfortunatetly).
Also, Cigna did not approve that my gallbladder come out, or that they do a liver biopsy during my DS (or with any wls the letter said).
They were very fast at sending responses back out. Usually within a day or two after the surgeons office faxed them what they needed.
Good Luck!
Lisa