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If your insurance is denying coverage, you have the right to appeal that decision. Work closely with your primary care physician or a surgeon to collect evidence--photos, documented infections, physical therapy notes--anything that shows how it impacts your daily life. Letters from specialists can also strengthen your case. Some hospitals also have financial counselors or patient advocates who can help you through the appeal process. And if the appeal fails, ask about state programs or nonprofit support--there are options out there, even if they're not widely advertised. You've already come so far--don't give up now. ragdoll hit
That sounds incredibly frustrating, and I'm really sorry you're dealing with that. It's not just a cosmetic issue--it's clearly affecting your mobility and quality of life. Have you talked to your doctor about getting documentation that shows it's medically necessary? Sometimes that can help with insurance appeals. You might also want to look into patient advocacy groups or legal aid for help navigating the process. You're not alone in this--keep pushing for what you need.
What insurance do you have now? I'm trying to figure out if I should switch and have been looking into https://national-general-insurance.pissedconsumer.com/custom er-service.html. Have you had any experience with them? Would love to know if you think they're good or if there are any issues I should watch out for. It's always tricky picking the right provider, so any tips or honest opinions would really help
Which one did you actually get? I've been going back and forth trying to decide on the right one for myself too. I need something durable and reliable for work -- something that can handle everyday use and still look professional. I'm not just looking for the cheapest option either; I'm really leaning toward quality, even if that means I'll need a bit of financial help to get it done. Been considering using comenity https://comenity.pissedconsumer.com/review.html financing options to spread out the cost. It just feels smarter than cutting corners and ending up with something I'll regret in a few months
Did you find something actually? I've had some experience dealing with Golden Rule, and I can say they're not the easiest when it comes to weight loss surgery coverage. A lot depends on the specific plan you have and what your doctor submits. Definitely get a pre-approval and stay on top of any required documentation--nutritionist visits, psych eval, etc. It's a process, but staying organized and patient helps. You might also wanna check trexis insurance, i had great experience with them in the past
Four months felt like way too long to wait, so I decided to look for another option. That's when I found help through https://mr-cooper.pissedconsumer.com/review.html Mr. Cooper instead. Honestly, it's been much easier and faster to get quick cash from them compared to my previous experience. Their process was straightforward, and it really saved me a lot of stress when I needed funds quickly. Definitely a good alternative if you don't want to wait forever
I would simply go with another insurance company if things aren't working out. Sometimes it's just not worth the hassle. You might want to check with amax insurance and see what they are covering in those cases--I've heard some decent things about their customer support and coverage options. It could be a better fit depending on your needs, especially if your current provider keeps giving you the runaround.
How did you sort this out? I've been pretty lucky and never had major problems with my insurance company, except when it comes to dental insurance, of course. Dental coverage has always been a bit of a headache for me. After running into some issues, I reached out to delta dental of colorado customer service, and they were incredibly helpful. They took the time to explain exactly how everything works, from coverage options to the claims process, which really cleared up a lot of confusion for me. After getting all the details, I decided to change my provider to better suit my needs. It's such a relief to know I made the right decision, and now I feel more confident about my dental coverage moving forward.
Getting insurance to cover skin removal surgery can be tricky, especially if they consider it cosmetic rather than medically necessary. A key step is getting your doctor to document how the excess skin impacts your health?like causing infections, limiting mobility, or making walking difficult. This documentation can help you appeal a denial or request a review.
If you're in the UK, it might also help to explore health insurance options tailored to specific needs. https://premierpmi.co.uk/ is a health insurance broker offering personal and business health coverage. They can guide you in finding plans that might include coverage for procedures like this, depending on your cir****tances.
Ultimately, persistence with your current insurer and exploring alternatives could help you move forward. Be prepared for an appeal process and advocate strongly for your health needs.
Hi Megan,
I know its been quite some time since you posted this but can you please tell me more about having to fight for your approval through IEHP? I'm just starting the process with them & any tips or info that could help things go smoothly for me would be much appreciated. Thanks!