If you are self employed, try getting insurance as a company. Most insurance companies will have a minimum number of employees. When my husband and I ran our own business, we stated we had two employees and we were able to get insurance through Kaiser. It is expensive though, but you don't have to do a health history or anything if you are a business.

Thank you. That was very interesting to read. So maybe I have a chance to get approved.

Oh, I understand now - you have applied to get medical insurance, and you have been denied the actual insurance because of your weight.  I thought you were denied the surgery by an insurance company you already have.  My mistake, and I apologize.

I don't really know what to say.  I don't know how to get an insurance company to cover you.  The WLS's office likely wouldn't be able to help you out with this inquiry.  I'm sorry.  I would contact your state's department of insurance and see if they have any information they can give you.

I wish you luck.

Do you not have insurance right now?  What about BCBS?  You could certainly try, but as I said multiple times before, it really depends on each individual's policy.  If you currently have insurance, you could go to a WL surgeon, and his/her insurance coordinator will look at your policy, contact your insurance company and determine what, if anything, you need to do to get WLS approved.  If you don't currently have insurance (then I am confused based on your opening post), or you are in a position to change companies, it certainly couldn't hurt to try to ask the coordinator which company is best, but they might not tell you since, again, each policy is, in and of itself, different.

Google is your friend.

http://www.cigna.com/assets/docs/health-care-professionals/c overage_positions/mm_0051_coveragepositioncriteria_bariatric _surgery.pdf