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Diamondhorse
on 10/4/10 10:53 am
Topic: How did you do your 6 mo. of medically supervised WL if your insurance required it?
If your insurance requires you to do a 6 mo. program of medically supervised weight loss, how did you do it?  Does your insurance cover non-surgical weight loss programs?  If not, did you have to pay out of pocket for whatever program you did?  I'm thinking of using my PCP, but I'm sure that he'll code it weight loss and it won't be covered, thus I will be paying out of pocket.   
Diamondhorse
on 10/4/10 8:02 am
Topic: RE: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
 Does your insurance cover non-medical weight loss?  If not, were your visits to your primary MD covered or did you pay out-of-pocket?  I'm thinking that they will code it as weight loss so I'll be paying out-of-pocket for those visits (which aren't cheap!).
(deactivated member)
on 10/4/10 5:50 am - Vacaytown, HI
Topic: Insurance Reform Resources FYI
Just wanted to throw out some information on some new healthcare refore rules... I know its tough to navigate the insurance web these days so wanted to share!!  :)




http://www.coverageforall.org/pdf/individualhealthreform.pdf
(deactivated member)
on 10/4/10 5:47 am - Vacaytown, HI
Topic: RE: Updates on Aetna Appeal Denial/Peer to Peer question
Tenacity usually pays off in the end.  When I had my wls 5 years ago they kept denying my claim.  But I kept at it.  A thorough appeal can be done with legal back up if needed.  I think sometimes the insurance company denies to ultimately decrease their numbers of surgeries approved.  Who knows... but if you did what they asked ...then you did keep it up!! 

And keep up with the new healthcare legislation as it comes out... you never know if something will pop up you can use :)

(deactivated member)
on 10/4/10 5:40 am - Vacaytown, HI
Topic: RE: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
This is an issue that happens over and over.  Even with detailed notes the insurance provider may deny it, but then it can be appealed and backed up with their own insurance criteria.  Just be sure to do exactly what they say. 

Your primary MD can document the supervision in their notes.  I was in an optifast program but that data didnt matter as much as my MD notes.  When you see the MD two times a month bring in your logs and have them copy them and attach them to your chart signed by the dr too.  You keep a signed copy as well. 

Sagamore is actually Cigna I think.  Online it should list the criteria in detail for the surgery approval.  When I did my own appeal I found that info and took it line by line and followed the criteria.  It worked in the end. 

PM me if you have any questions id love to help :)  Take care!!
LadyPao09
on 10/4/10 4:49 am - Miami, FL
Topic: JMH medicaid Health plan
Does anyone know how long JMH takes to approved gastrobypass and what are the requirements????
mrsconrad
on 10/4/10 4:46 am - Steger, IL
Topic: RE: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
Your primary care would probably be ok, they just have to note specific things, which maybe others here have more details on.  Weight, height, review of food logs, behavioral issues, exercise, blood pressure, pulse, review of any medical conditions, recommendations for modifications/adjustments, these are all things that should be charted, but there may be more specifics....

Best of luck...  I am dealing with this part of the process as well...
mrsconrad
on 10/4/10 4:43 am - Steger, IL
Topic: Updates on Aetna Appeal Denial/Peer to Peer question
Hi All-

Well I got my letter and basically they just said that they upheld their initial decision to deny the surgery based on the lack of six month documentation.

I did get exactly what my doctors office sent.  I was not thrilled with the way it was "presented" but the six visits were very clearly noted and charted, with 2 pages of chart notes per visits.

I have contacted a "health advocate" that my work provides, and she helped me build a case to get a case manager assigned by Aetna to review my file.

I have asked my doctor to call for a peer to peer, but I dont know if they allow that after an appeal has been denied.  Does anyone know?

I do have another "member appeal" which I am working on right now, but I want to try peer to peer first.

Thanks for reading, please feel free to give any insight or ideas!

Maria
        
Diamondhorse
on 10/4/10 4:14 am
Topic: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
 My insurance (Sagamore) requires 6 month of a medically supervised weight loss program.  I must be weighed and seen 2x/month, keep food & exercise logs, and the notes from the doctor must be detailed about what I'm doing and what they recommend.  Here's where I'm hitting a wall - who do I find to supervise my weight loss program that will know exactly what kinds of records the insurance will require? I spoke with the hospital where I'm having the surgery's non-surgical weight loss center and they are an option but  it would cost me $260/month minimum because my insurance said that they don't cover ANYTHING other than the surgical weight loss.   However, the weight loss center told me that they are covered in 90% of cases because it's required for insurance.  They can't tell me until they file my first visit if mine would be covered.  I can't afford to pay $180 our of pocket for my first visit just to find out that none of it will be covered.  That would be $1200+ for the 6 month period.  Yet I'm afraid that my family doctor won't get all of the detailed notes that are required.  Who did you get to do your supervised medical weight loss? 
BethR311
on 10/1/10 4:49 pm - Fort Wayne, IN
Topic: RE: Super Freaked out and nervous!
It is, but I need you all to remind me too (Nan, I PMd you). 

I'm trying to have a DS at GHP, but I live in Indiana and Grand Rapids is a three hour trip each way, so their 90 day/weekly program is not an option for me, and they told me today that if I can't do their 90 day program I have to do the six months. 

Tomorrow I'll get back on the horse.  Tonight I am angry and sad.
        



    
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