Recent Posts

(deactivated member)
on 10/4/10 5:40 am - Vacaytown, HI
Topic: RE: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
This is an issue that happens over and over.  Even with detailed notes the insurance provider may deny it, but then it can be appealed and backed up with their own insurance criteria.  Just be sure to do exactly what they say. 

Your primary MD can document the supervision in their notes.  I was in an optifast program but that data didnt matter as much as my MD notes.  When you see the MD two times a month bring in your logs and have them copy them and attach them to your chart signed by the dr too.  You keep a signed copy as well. 

Sagamore is actually Cigna I think.  Online it should list the criteria in detail for the surgery approval.  When I did my own appeal I found that info and took it line by line and followed the criteria.  It worked in the end. 

PM me if you have any questions id love to help :)  Take care!!
LadyPao09
on 10/4/10 4:49 am - Miami, FL
Topic: JMH medicaid Health plan
Does anyone know how long JMH takes to approved gastrobypass and what are the requirements????
mrsconrad
on 10/4/10 4:46 am - Steger, IL
Topic: RE: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
Your primary care would probably be ok, they just have to note specific things, which maybe others here have more details on.  Weight, height, review of food logs, behavioral issues, exercise, blood pressure, pulse, review of any medical conditions, recommendations for modifications/adjustments, these are all things that should be charted, but there may be more specifics....

Best of luck...  I am dealing with this part of the process as well...
mrsconrad
on 10/4/10 4:43 am - Steger, IL
Topic: Updates on Aetna Appeal Denial/Peer to Peer question
Hi All-

Well I got my letter and basically they just said that they upheld their initial decision to deny the surgery based on the lack of six month documentation.

I did get exactly what my doctors office sent.  I was not thrilled with the way it was "presented" but the six visits were very clearly noted and charted, with 2 pages of chart notes per visits.

I have contacted a "health advocate" that my work provides, and she helped me build a case to get a case manager assigned by Aetna to review my file.

I have asked my doctor to call for a peer to peer, but I dont know if they allow that after an appeal has been denied.  Does anyone know?

I do have another "member appeal" which I am working on right now, but I want to try peer to peer first.

Thanks for reading, please feel free to give any insight or ideas!

Maria
        
Diamondhorse
on 10/4/10 4:14 am
Topic: Insurance Requires 6 mo. of a Medically Supervised Weight Loss Program
 My insurance (Sagamore) requires 6 month of a medically supervised weight loss program.  I must be weighed and seen 2x/month, keep food & exercise logs, and the notes from the doctor must be detailed about what I'm doing and what they recommend.  Here's where I'm hitting a wall - who do I find to supervise my weight loss program that will know exactly what kinds of records the insurance will require? I spoke with the hospital where I'm having the surgery's non-surgical weight loss center and they are an option but  it would cost me $260/month minimum because my insurance said that they don't cover ANYTHING other than the surgical weight loss.   However, the weight loss center told me that they are covered in 90% of cases because it's required for insurance.  They can't tell me until they file my first visit if mine would be covered.  I can't afford to pay $180 our of pocket for my first visit just to find out that none of it will be covered.  That would be $1200+ for the 6 month period.  Yet I'm afraid that my family doctor won't get all of the detailed notes that are required.  Who did you get to do your supervised medical weight loss? 
BethR311
on 10/1/10 4:49 pm - Fort Wayne, IN
Topic: RE: Super Freaked out and nervous!
It is, but I need you all to remind me too (Nan, I PMd you). 

I'm trying to have a DS at GHP, but I live in Indiana and Grand Rapids is a three hour trip each way, so their 90 day/weekly program is not an option for me, and they told me today that if I can't do their 90 day program I have to do the six months. 

Tomorrow I'll get back on the horse.  Tonight I am angry and sad.
        



    
Open yourself to possibility and possibility will present itself.
Krissymk
on 10/1/10 3:57 am
Topic: RE: A whole lotta questions
Thanks for the info. I guess my choice is clear...switch to Med Mutual because they only require weight at 12 months of >40 bmi before application date and if I have a comorbidity after testing I can apply for surgery after 6 months of diet and if I not I can apply a few months later.
Nan2008
on 10/1/10 3:04 am - Midland, MI
Topic: RE: A whole lotta questions
I am pretty sure they mean 24 months.  For example if you weigh in in Oct 2010 at >40 and then expect surgery in 2011 after doing the 6 month supervised diet, they will want to see a weight from 2009.  My daughter's exact denial letter read 'denied due to lack of proof of obesity present for 2 years'.  We went back to 2007 and proved weights from 2007, 2008, 2009 and 2010 of her BMI >40 in the appeal and won. 

Nan

HW 300
/ SW 280 / CW 138 /
GW 140
Hit Goal 4/2/2010

        
Krissymk
on 10/1/10 2:51 am
Topic: RE: A whole lotta questions

Ok I did not realize the comorbidities had to be for the 2 years....talking to others who have had surgery they didn't mention this. What constitutes 2 years? Do they use months and years or just years? Like if I have a weight for 2010 at >40 and then at the end of my 6 month diet have a 2011 bmi of >40 is that all they look at? I ask because my friend that has Med Mutual had a baby in Jan of 2008 had her first weight of bmi>40 (previous to baby she was around 35 bmi) in the summer of 2008 then had surgery Oct 2009 and was approved.....this was only a period of about 14 months not 24 months...they just wanted a 2008 weight and 2009 weight.

pearls4alady
on 10/1/10 1:25 am - TOLEDO, OH
Topic: RE: surgery codes

I SURE COULD HAVE USED SOME HELP WITH SURGERY CODES WHEN PRICING SURGERY AT LOCAL HOSPITAL THEY DO GASTRIC BY -PASS BUT MY SURGEAN HAS NEVER DONE REVISION SURGERY  SO WHAT COULD HAVE COST 22,000 BECAME 65- 95  & PLEASE PAY IN ADVANCE SINCE I HAVEN'T ANY INSURANCE. SINCE IT IS MEDICALLY NEEDED NOT A OBTION  I STARTED SEACHING DIFFERENT COUNTRIES. THEN I HAD TO WAIT FOR PASSPORT. NOW I'M SET WISH I WOULD HAVE KNOWN ABOUT THIS WEB SITE SOONER.

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