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I just found your post as I am also looking at a DS with FEPBLUE (Standard). Did you ever get any information?
My husband's job was eliminated-COBRA ends in August. We're being told that I cannot get coverage through any of the major insurance companies because I've had WLS. I had Roue-en-Y in Oct of 2001--no complications-have just kept of 130 lbs for 11 years. Had a full physical this month. No prescription meds-no health problems other than borderline high cholesterol and I was told to take OTC krill oil to bring it down, not RX statins.
Would I have the surgery again? Yes-just wish I had known this would be one of the results. If you don't disclose the surgery and they find out they drop you anyway.
Now I go into temporary insurance until January and pray that Obamacare kicks in.
Nicki
Jen
Have you received a denial and don't know what to do?
Are you trying to get approval for bariatric surgery, a revision or reconstructive surgery?
Does the insurance process seem as though it is a maze of obstacles with no solution?
Join us at our ObesityHelp Annual Conference on October 5 and 6, 2013, in Anaheim, California. Attorney Walter Lindstrom will be joining us to answer your questions. Attorney Lindstrom is a successful post-op and an attorney that specializes in obesity and bariatric advocacy.
Check out our Event page for more information about our Conference and the great line-up of speakers.
If you are looking to self insure, that will be a different question, and you may just need to go through the sites one by one. From other posts, I think it is tough to get them to cover on a self-paid plan. Have you done a search here for other, similar posts?
Don't give up hope on your current insurance. There may be a way to appeal even if WLS is excluded from your policy. In this case, I would get an advocate to help navigate those waters.
Finally, here is a blog post from Walter Lindstrom's site that explains some differences in insurance: http://wlsappeals.com/1915/walters_bariatric_surgery_blog/is-there-a-difference-when-it-comes-to-approval-for-bariatric-surgery
Good luck on your journey-

Sleeved 6/12/13 - 100 pounds lost to get to goal!
Hi, Going for my initial consult for wls. I have BCBS NC Blue Medicare PPO. I know that BCBS NC covers the hospital aspect of wls. My question is for the Medicare part of the coverage. I have a BMI of 36 and a co-morbidity of OSA. I know medicare requires a 6 month dr. supervised weight loss program. I was wondering what their weight record requirement it 2 or 5 years or any? Has anyone gone through wls and had medicare? I have not found very much information regarding bariatric surgery and medicare, so if anyone can help guide me through this process, I would appreciate it!
Thanks,
Demi




