discordya
Goals
Nov 07, 2010
Well, I can't really predict exactly what will happen but this is what I know..My mothers insurance is United HealthCare, which she receives through her company obviously. She had called on Friday to inquire on 2 things, one if I could be added to her policy and two if they cover WLS at all.
First things first. They currently do NOT follow the new law enstating people under age 26 can be covered under their parents/whomever. That law is apparently not in actual effect until 1/1/2011, but companies since September 2010 were allowed voluntarily to accept that. Now, let me be clear in saying I don't really know much about that law, nor do I know if that is when the law is forced. That is just information I've gathered here and by heresay. The person my mother spoke to didn't have any indication on when the company would be offering that new law.
Secondly, they only cover WLS upon medical necessity. Now, that one is really obvious. Otherwise it would be more-or-less cosmetic surgery/plastic surgery and hardly any insurance company really covers that unless medically necessary also. So this is actually good news, as I do show 2 or more signs of comorbidies.
So I am going to have her call again tomorrow (Monday) and see if she can get more information about getting me back on her insurance.
Well, I am currently in college to do what my mom does -- medical transcription. I go to school that works directly with a company called Career Step, with which they place directly to a number of companies, my moms being 1 of them. She works for the leading MT company in the country, and since she's been with them since 28 years ago I'm hoping it would be a good lead-in in getting a position there.
So what are my goals? Basically I want to get covered as soon as I can (which is hopefully before 1/1/2011). What I'd like to do is have all of the pre-op things done, like the testings and if any diets are required and things like that. If I can get a surgery date before April 19,2011 then that would be nice, but I'm not exactly pushing for that.
What I figure is this: I can get covered by my moms insurance to get the pre-ops done, then when I get a position with my moms company I will hopefully get benefits (only recently learning that even PT employees get health insurance) and just have to switch over policies. Now, I know there might be some set backs as I would be on a new policy here, but I was hoping that the pre-ops would carry over and be valid on the new policy when I get a job.
I graduate in early March so I think a little over a month to get a job at that company would be a realistic goal. It would also be just in time for when I turn 26 and would no longer be covered by my moms insurance.
My secondary goal would be if I did get surgery before I turn 26, then I would have money left over from Stipend to be able to cover post op appointments until I get insurance again.
In addition to the main goal, though, it has been suggested to me to try to diet -- yes, again! -- and write a food journal until I get insured and the process started. I'm going to do this. I've already listed what I ate yesterday, just have to find the journal I want to write in and figure a place to keep it where I will for sure write in it. I don't know if I want to do a real journal or an online one. Somehow I'm thinking a real one would be better.
