A little over 4 months ago, I went through the process of getting the lap-band surgery. I went to the meeting, got all the information and set up an appointment with the surgeon. The DAY OF my meeting with my surgeon, I get a phone call saying that my insurance does not cover Bariatrics. I have Blue Cross Blue Shield of Georgia. After the phone call, I called BCBS to ask them what the heck was going on. We have a HIGH premium, so I figured since we pay so much (my parents that is) that it would cover it. BCBS repeatidly told me that bariatrics is excluded from our plan and that there was nothing we could do about it.

I need some advice. I have put this off for long enough and I am ready to do something about it. If this means switching insurance companies then so be it. 

Someone please tell me what to do!

Rachel - I am so happy for you!!!  Congratulations on getting your approval!!

Nan

The other option is to get into one of the high-risk pools being set up as part of the health care reform. They are specifically for people who cannot get private insurance due to pre-existing conditions.

Good Luck Maria!  I remember sending you letters of example to use in your appeal so I hope you get approved this time!!!  Keep us postedl

Nan

You are so very welcome!!!!  I am happy things turned out so well and you got your approval!  I hae been so happy with my choice of RNY and my daughter had her RNY in May and is down 75 lbs !!  We also appealed her denial and now look where she is!

Congrats!!  And keep me posted on your surgery!  I love hearing stories like yours and glad I was able to help!

Nan