get a copy of your insurance full rider and look for the reconstructive surgery area. Just because someone else had the same insurance as you doesn't mean you have the same coverage. It all depends on the riders and inclusions and exclusions your company choose. If it can be covered they usually have some criteria that must be met and sometimes is listed in the rider.

Hello, I'm curious as to how this all turned out. Can you please give us an update? Did he do everything you listed? if not, what did he leave out? Thank you in advance for sharing your story!

although I don't know anything about Cal Optima in particular, most companies won't cover it unless you have well-documented medical issues because of the excess skin, like chronic rashes. The only way to know for sure, though, is to contact the insurance company and ask them. A lot of us (probably most) end up paying out of pocket for it :-(

I'm seeking knowledge on how to get approved for plastic surgery when I have no rash? I have cal optima insurance if anyone got approved with this insjurance? Who would recommend as a plastic surgeon in Orange county CA?

It literally took 72 hours for Aetna to approve! However, the approved muscle tightening, and panniculectomy but not umbilical reconstruction...which i thought was weird but hey its ok. I just have to pay the difference of 1250 and i keep it! Lol. Surgery scheduled for October 12, 2018! Cant wait!!!