Wow...It's been awhile

Aug 19, 2014

There has been a lot going on in my life lately.  I was really angry and felt horrible on the 13th as this was supposed to be my surgery day.  I couldn't get over the fact that I had been denied for something clearly needed.  After being denied, I was going to put in an appeal and at the same time, my husband switched jobs.  I wanted to keep our insurance and elected to do a mini cobra plan.  After insurance jerking me around for nearly a month, I decided to hell with them.  If at any point you are offered Blue Cross Blue Shield of Wyoming, it's not worth it.  They are so unorganized and rude.  We sent a letter electing a cobra plan around July 6th and when I finally said to hell with them, it was August 4 and they still hadn't received the letter.  I was so frustrated and annoyed at how rude people can be when they are the ones doing something wrong.

After this, I decided we would try with my husbands new insurance plan (ie: Cigna) and found out that his employer didn't buy the plan that covers weight loss surgery.  After going through a bunch of hoops, I found out that they didn't know it didn't cover that as the owner of the company had gotten RNY 5ish years ago.  Turns out, Cigna changed their plans and are making employers pay so much more for this option that they deem "extra coverage".  So as the company is looking in to it, it wouldn't be added until renewal time in January and I am back to where I started.  It just seems like the world is telling me not to do this and I can't figure out why.  I am a perfect candidate for it (or so all the doctors/counselors/dieticians told me). 

My supportive and absolutely amazing husband sat me down after I got completely frustrated and told me we would save up and try to have enough to get the surgery in January.  $14,000 is a lot to save up just to have to hand it over in a check to the medical center.  He knows this is what I want and he wants to have babies and me to be healthy.  Did I mention he was pretty much amazing?

So as of right now, I am going to make sure to get all the things Cigna wants and save money as well and just hope at the last minute (renewal time) that it is covered and we have $14,000 as a chunk of my husbands dream truck.  With everything gone wrong in my entire life, I think I am overdue for some good things to start happening.  I just have to keep praying and hoping for a break.  I won't quit because someone put a tree trunk in my road.

-S

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