Grrrrrr.....

Apr 17, 2009

This process is so stressful!!
I get a call from my doctors office today to confirm my pre-op appt with my surgeon on 4/21. They also mention they want to discuss payment. I am totally cool...cause I have already planned for and budgeted the $500 deductible and the remainder of the admin fee $125 plus the $30 copay for the visit. So imagine my surprise when she said I would need to have $1025 for the doc on Tuesday!! apparently they have changed their policies and now require the 20% co insurance prior to surgery.  So that tacks on another $370! THEN she proceeded to tell me that the hospital has "begun reinforcing their policy to collect co insurance prior to surgery" so be prepared to pay the hospital $630 too!! Now when I went in for my consult I was told that I would need to pay the deductible $500 the $250 admin fee and co pays for office visits...any co insurance would be paid after the surgery. They even said if the hospital tries to collect money form me the day of surgery I should have them call the office! WTF? Now I get a call at 5pm on a Friday to say I need to have a significant (for me) additional amount of money before Tuesday, and the the Hospital portion by May 4th. If I don't have it figured out by Tuesday I will have to cancel my surgery.
It seems supremely %$!@ up to change a policy after a date has been scheduled and plan has been made. As if money wasn't stressful enough these days.
I am sooo frustrated and disappointed.

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